It’s the exact same offer. Said one way, it sounds like a bad trade. Said the other way, it’s a no-brainer. Tap the card and watch it flip.
“So let me get this straight — if I told you that you could walk out owning a $3 million building, and the IRS would hand you a $300,000 check for buying it… would you do that deal?”
It’s the same deal. The $700,000 isn’t gone — it’s the equity in your building. The money was always leaving your hands. The only question is whether you get a building — or a cancelled check.
A guy makes a million bucks. I tell him: right now, every year, you hand the government about $300,000 — and you get nothing back. Just a cancelled check.
He nods.
I say: I can fix that. We buy you a $3 million building, and instead of the IRS taking your $300k, you keep it — and put your money into something you actually own.
“Yeah, but I gotta put $700k down to save $300k? Why would I spend seven to save three?”
So I ask one question: If I told you that you could walk out of here owning a $3 million building, and the IRS would hand you a $300,000 check for buying it — would you do that deal?
“Obviously.”
I smile. That’s the exact same deal I just offered you. The $700k isn’t gone — it’s the equity in your building. You still have every dollar. I just said it backwards the first time, and it scared you. You don’t choose if the money leaves — you choose where it goes: to the IRS forever, or into a building you own.
Illustration to start a conversation with your CPA — not tax advice. Example figures (25% down, an apartment-type building, 100% bonus depreciation, federal tax on $1M income). You own the building’s equity and owe the mortgage; depreciation is a deferral, recaptured on sale unless deferred via 1031 or stepped up at death. Your CPA confirms every number. © 2026 The Neuman Group.